READ ENTIRE NOTE BEFORE PURCHASING. This is a BOOK ONLY product and does NOT come with the CengageNow access code/CD. By purchasing this item you acknowledge the above statement. Any returns due to an issue with this accessory will be at the buyers expense. Condition is used and may have markings on the inside but is in more than acceptable condition for use and all text is readable. This product is originally loose-leaf but comes already inserted into a folder (included in price).